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QUESTIONS ABOUT THE USSSA INSURANCE PROGRAM?
Email us at: USSSA@epicbrokers.com
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WHY SHOULD MY TEAM/LEAGUE PURCHASE
ACCIDENT MEDICAL INSURANCE?
Many Americans are not covered by health insurance. The
USSSA accident medical insurance becomes primary in
the event the injured party has no medical
insurance. Medical costs are extremely high, and failure
to purchase insurance could be financially disastrous. If
primary medical coverage is in place, our policy will still
respond to the amount unpaid by your primary carrier,
up to the usual and customary charge. Most primary
policies have a substantial deductible and/or co-insurance
payment. Therefore, if the USSSA coverage is used as
secondary, the financial burden of a large-out-of-pocket
expense can be greatly reduced or eliminated.
WHY SHOULD MY TEAM/LEAGUE PURCHASE
LIABILITY INSURANCE?
Players, coaches, managers, and even team sponsors, and
volunteers are at risk of being sued from sports related
activities. There is no such thing as an “accident” in
today’s lawsuit-happy society. Our general liability policies
will provide protection in the event you are sued by a
spectator or a participant. Coverage is provided for legal
fees as well as any court judgment up to $2,000,000 per
occurrence, $5,000,000 aggregate limit.
WHO IS COVERED BY TEAM INSURANCE?
Coverage is provided for players, coaches, managers, team
sponsors, scorekeepers, and other team volunteers.
WHEN DOES MY COVERAGE BECOME EFFECTIVE?
All purchases are done on line at www.usssa.com. Coverage will
become effective on the policy effective date or date of purchase,
whichever is later.
WHEN DOES MY COVERAGE END?
August 1, 2022.
WHAT IS THE POLICY
LIMIT ON THE ACCIDENT
MEDICAL INSURANCE?
The accident medical limit is $100,000 per occurrence.
WE ARE A USSSA REGISTERED TEAM. DOES
OUR REGISTRATION PROVIDE US WITH ANY
INSURANCE PROTECTION?
No. USSSA registered teams can purchase team insurance
that protects them during the play of any amateur activity
in the insured sport.
IF I HAVE TWO TEAMS THAT FALL UNDER THE
SAME AGE GROUP, CAN I BUY ONE POLICY TO
COVER BOTH TEAMS?
No. All teams have to be registered separately and will need
to purchase separate policies to be covered.
WHAT IS THE MAXIMUM NUMBER OF PLAYERS
COVERED BY TEAM INSURANCE?
The team size is limited to the USSSA roster limit of 20
in baseball, fastptich, slowpitch and flag football, 15 in
basketball and volleyball.
WHAT IS THE DEDUCTIBLE ON MY ACCIDENT
MEDICAL POLICY?
The USSSA accident medical policy has a $500
Deductible.
DOES MY POLICY COVER MY TEAM/LEAGUE FOR
NON-USSSA PLAY?
Yes. Coverage is provided for the play of any amateur
activity in the insured sport
DOES THIS POLICY COVER ME WHEN HOSTING A
CAMP, CLINIC OR TOURNAMENT?
No, the policy does not cover you as a host of a camp,
clinic or tournament. The policy will only cover your
team for participation in the camp, clinic or tournament.
As a host of any of these events, you will want to secure
a special event policy to cover you.
TEAM/LEAGUE INSURANCE