MOUNT LAUREL TOWNSHIP AFFORDABLE HOUSING PROGRAM
Please read this in its Entirety – Important Information regarding
the Affordable Program!
This application is for the Mount Laurel Township Affordable Housing Program only,
any other locations not in Mount Laurel you would have to contact that Township those
communities are in.
The last page of the application provides a list highlighted documentation if
applicable to you, it MUST be submitted with your application, or your
application will be returned.
All units under this program are priced differently and not all applicants may be eligible for a particular
unit that becomes available. We do not guarantee housing for anyone, this program is not
designed to help in short term, emergencies or for those applicants requiring financial help. It
is for those established households that are in the low to moderate gross income range as set by
the State of New Jersey Fair Housing Act.
All of the affordable units in Mount Laurel Township are privately owned, except for the apartments
where there is a Management Company. This is an Equal Housing Opportunity. This program is
subject to municipal and state affordable housing regulations, but no guarantee can be made that these
homes are affordable to all applicants. This program is subject to availability, prices, terms &
conditions are subject to change without notice.
Please note this application does not cover the units at the following locations in
Mount Laurel listed below: You must reach out to them for their application
process & waiting list information.
• Laurel Green Apartments –609-664-2769 Ext. 5 or
www.affordablehomesnewjersey.com for preliminary application
• Ethel Lawrence – 856-439-9901 or https://fairsharedevelopment.org
• Briggs & Union Mill Road Apartments– 609-664-2769 ext. 5
www.affordablehomesnewjersey.com.
• The Gables – 609-664-2769 Ext. 5 or
www.affordablehomesnewjersey.com
• Centerton Village Apartments– Centerton Road – 856-446-3400 or
www.liveatcenterton.com
• Haddon Point/ Masons Creek Flats – 1 bedroom -Age Restricted – 609-
310-4048 or www.masonscreekflats.com
Any other developments proposed to be built may not be handled through this office, and we will not
be notified until the project is built and close to occupancy. Filling out this application and being
placed on our waiting list, you would be notified prior to the developer advertising to the public for a
lottery of those affordable units.
Thank you for your interest in the Affordable Housing Program in Mount Laurel
Township. We currently administer Affordable Housing Units in Mount Laurel
Township/Burlington County. However, we receive a greater number of applications
than there are units available, so placement in a unit is often not immediate and may be
years or you may not be called.
In order to be eligible for the affordable housing program you must meet certain income
limits as determined by the New Jersey Department of Community Affairs (DCA).
Income limits are determined by region. Our housing units are located in region 5,
which includes the following counties: Burlington, Camden, and Gloucester. Income
limits can vary from year to year and depends upon the number of persons in the
household.
2024 INCOME GUIDELINES REGION 5 (Burlington, Camden & Gloucester)
# of
Persons
in
household
Very Low
Maximum
Low
Income
Minimum
Low
Income
Maximum
Moderate
Income
Minimum
Moderate
Income
Maximum
1
$24,087.00
$24,088.00
$40,145.00
$40,146.00
$64,232.00
2
$27,528.00
$27,529.00
$45,880.00
$45,881.00
$73,408.00
3
$30,969.00
$30,970.00
$51,615.00
$51,616.00
$82,584.00
4
$34,410.00
$34,411.00
$57,350.00
$57,351.00
$91,760.00
5
$37,163.00
$37,164.00
$61,938.00
$61,939.00
$99,101.00
6
$39.916.00
$39,917.00
$66,526.00
$66,527.00
$106,442.00
7
$42,668.00
$42,669.00
$71,114.00
$71,115.00
$113,782.00
8+
$45,421.00
$45,422.00
$75,702.00
$75,703.00
$121,123.00
REGIONAL MAXIMUM ASSET LIMIT = $212,572.00
If you believe you fall within these income limits, fill out and submit this application to our office,
along with all necessary documentation indicated and income verification. If you are selected for a
rental unit, you will be required to have a credit check by the property owner, for purchase units you
will be required to obtain a mortgage on your own. If you do not meet all certification criteria, you will
be removed from our list and must reapply, when, and if, you meet the income requirements.
Please remember that all applications and documents are held in the strictest
confidence. If you have any further questions, please contact me by emailing
me at [email protected] or by phone at 856-234-0001 ext. 1318.
Below is the mailing address to return your application and documents.
Trish Hochreiter, Administrative Agent for the Affordable Program in Mount Laurel
Mount Laurel Township
750 Centerton Road – 3
rd
floor
Mount Laurel, NJ 08054
Affordable Housing Policies and Requirements
For All Applicants__________________________________________________________________
It is unlawful to discriminate against any person making application to buy or rent a home with
regard to age, race, religion, national origin, sex, handicapped, familial status or sexual
orientation.
This affordable housing must be the intended primary residence of the applicant.
All household members who intend to reside at the affordable home must be listed on the
Application. If changes in household composition occur during the application process, or if
there is a change of address, phone number, or email address the applicant is required to notify
the Township of Mount Laurel, Office of Affordable Housing in writing, immediately. If this is
not done the township will have no way to contact you and your name will be removed.
Applications must be truthful, complete and accurate. Any false statement makes the application
null and void, and subjects the applicant to penalties imposed by law.
Annual Income includes, but is not limited to, salary or wages, alimony, child support, social
security benefits, unemployment benefits, pensions, business income, and actual or imputed
earnings from assets (which include bank accounts, certificates of deposit, stocks, bonds, or
other securities), and real estate.
If you own a home in which you are currently residing and which you intend to sell prior to
living in an affordable home, compute your income from this asset by taking the market value of
your home, subtracting any applicable broker fees AND the current principal of your mortgage,
and multiply the balance by 2%. Income from other real estate holdings is determined by the
actual income you receive from the asset (less expenses, but not less your mortgage payment).
Specific documentation to verify income is due at the time of submitting your application.
Please understand that the pricing for affordable housing is established and governed by Federal,
State and / or municipal regulations. Although consideration is made for low- and moderate –
categories of household incomes, sales prices do not fluctuate based on each individual
applicant’s income. Therefore, we cannot and do not guarantee that any home will be
affordable to YOU or YOUR household.
We do not provide financing to purchase affordable units. Financing for an affordable home is
subject to terms and conditions set forth by the State of New Jersey. Monthly payments,
including principal, interest, property taxes, insurance and condominium fees, may not exceed
33% of your income with the applicant receiving homebuyer counseling by an agency approved
by HUD or the NJ Department of Banking and Insurance, which details the advisability of such
a mortgage loan. For a list of approved counseling agencies, contact HUD or the N.J.
Department of Banking and Insurance.
Application for Affordable Program Mount Laurel Township
New Jersey
A. Head of Household Information
1. Last Name: ________________________________ Soc. Sec. No: _______ - ________ - ________
2. First Name: ________________________________ Home Phone: ( ) ______ - ____________
3. Home Address: _____________________________ Cell Phone: ( ) ______ - ____________
4. P.O. Box or Apt. No: __________________________ Email: _______________________________
5. City: _______________________________________ County: ______________________________
State: __________________Zip: __________
B. Household Composition and Income (List ALL sources of income, including, but not limited to Salary,
Dividends, Social Security, Child Support, Alimony & Pensions. DO NOT include income from Assets
listed in Section C.
Full Name (First, Middle & Last) List
Everyone who will occupy the house.
Relation To
Date of
Birth
Sex
Gross Annual
Income
Marital Status
M/S/D/L/E
#1
Head of
Household
$
#2
$
#3
$
#4
$
#5
$
#6
$
Do you require a handicap accessible home? _____
(Please provide a Doctors certification regarding your disability)
Do you currently receive Section 8 Benefits? _____ Have you been approved for Section 8? ________
If certified, on which waiting list do you wish to be placed? _______Purchase______Rental______Both
GO TO THE NEXT PAGE – DO NOT WRITE BELOW THE LINE
Total # of Household Members__________ Bedroom Size_________Gross Annual Income___________
Median Income____________________ % of Median_________________ Util. Allow_______________
EMPLOYMENT INFORMATION
List employment information for each household member who is 18 years of age or older. If the individual is
not currently employed, please state their status as unemployed, disable, retired, or full time student. If
employed less than one (1) year with the current employer, please indicate previous employment information.
This information shall be verified with the Verification of Employment form enclosed in this application.
________________________________________________________________________________________________________
Household Member Name_________________________________________Job Title___________________________________
Employer Name___________________________________________________________________________________________
Employer Address___________________________________________City________________State_____Zip Code___________
Years/Months at Job___________________Full or Part Time_____________Gross Weekly Salary $________________________
Immediate Supervisors Name________________________________________Phone Number___________________________
Is this your current employer___________________If not, give Hire Date: __________________ End Date: _____________
________________________________________________________________________________________________________
Household Member Name_________________________________________Job Title___________________________________
Employer Name___________________________________________________________________________________________
Employer Address___________________________________________City________________State_____Zip Code___________
Years/Months at Job___________________Full or Part Time_____________Gross Weekly Salary $________________________
Immediate Supervisors Name________________________________________Phone Number___________________________
Is this your current employer___________________If not, give Hire Date: ____________________ End Date: _____________
________________________________________________________________________________________________________
Household Member Name_________________________________________Job Title___________________________________
Employer Name___________________________________________________________________________________________
Employer Address___________________________________________City________________State_____Zip Code___________
Years/Months at Job___________________Full or Part Time_____________Gross Weekly Salary $________________________
Immediate Supervisors Name________________________________________Phone Number___________________________
Is this your current employer___________________If not, give Hire Date: ____________________ End Date: ______________
MUST BE FILLED OUT BY YOUR EMPLOYER AND RETURNED
WITH A COMPLETED APPLICATION.
REQUEST FOR VERIFICATION OF EMPLOYMENT
INSTRUCTIONS
_____________________________________________________________________________________________
Please complete items 1 through 3. Forward this form to your employer so they may complete
Part II of this form.
____________________________________________________________________________________________
PART I
____________________________________________________________________________________________
1. Name and Address of Applicant 2. Name and Address of Employer
__________________________________________ ____________________________________________
__________________________________________ ____________________________________________
Telephone #________________________________ Telephone #__________________________________
_____________________________________________________________________________________________
3. My signature below authorizes my employer to verify all information contained on this form.
__________________________________________ Social Security #_______________________________
_____________________________________________________________________________________________
PART II
_____________________________________________________________________________________________
EMPLOYER: Please complete the remainder of this form and forward it directly to Mount Laurel Township,
Affordable Housing Department, 100 Mount Laurel Road, Mount Laurel, NJ 08054
_____________________________________________________________________________________________
Applicant’s Date of Employment: 6A. Base Pay (Current)
$_______________Annual $__________Hourly
4. Present Position $_______________Monthly $________Weekly
$_______________Other (Specify)
_____________________________________________________________________________________ 7.
REMARKS: (If paid hourly, please indicate 6B. EARNINGS Average hours worked each week during
the current and past year.
_________________________________________________
SIGNATURE OF EMPLOYER
TITLE: ____________________ DATE: ____________
TYPE
YEAR TO
DATE
PAST YEAR
BASE PAY
$
$
OVERTIME
$
$
COMMISSION
$
$
BONUS
$
$
ADDITIONAL INCOME INFORMATION
ALL INCOME INFORMATION FROM ALL SOURCES IS REQUIRED FOR EVERY HOUSEHOLD MEMBER WHO IS
EIGHTEEN (18) YEARS OF AGE OR OLDER, INCLUDING BENEFIT OR SUPPORT FOR THE CARE OF MINOR
CHILDREN. IF THE SITUATION DOES NOT APPLY, COMPLETE THE ANSWER WITH ZERO (0) OR N/A.
_______________________________________________________________________________________________________
State the amount of additional Income and how often it is received:
Pension $______________________________________ Disability $_______________________________________________
Social Security $_________________________________ Welfare/AFDC $__________________________________________
Unemployment $________________________________ Child Support $___________________________________________
Alimony $______________________________________ Other $_________________________________________________
If you have any minor children and do not receive child support, you must submit a signed and notarized affidavit form, or
submit a copy of the court order for support and a statement from the appropriate enforcement agency stating that you are
not currently receiving support with the date of the last payment received.
________________________________________________________________________________________________________
List all checking and savings account including CD’s, money market funds, mutual funds, assets held by financial institutions,
stocks, bonds, or any other assets. Please attach verification such as bank statements.
Financial Institution/Name of Asset
Account Number
Current Value
Interest/Dividend
If you do not have any accounts, please check here. _______________
Please answer the following questions. If the situation does not apply, complete the answer with zero (0) or N/A
Have you sold a home within the last three (3) years? ________Address of home: ___________________________
If sold date of sale___________________Sale Price: $________________ attached a copy of the settlement sheet.
If you still own the home, list its current market value $___________attached a copy of an appraisal or analysis
What is the amount of the outstanding mortgage or other liens $_________________Equity$____________?
If you still own a home, is this a rental property? ______________________________________________________
List any other property owned within the last three years: ______________________________________________
If you rent what is your current monthly rental amount_________________________________________________
Please list any other financial information necessary to accurately reflect your current income on a
separate sheet of paper. If the preceding financial information does not include sufficient funds for a 5%
down payment on a purchase unit and the required closing costs, please list that information on a
separate sheet of paper.
For the housing officer to verify all the information on the application, you must submit copies of the
following documents with your application.
Your application will be returned if this
information is not submitted at time of
application filing
1. Signed copies of the last three (3) years of Federal Income Tax Returns, including W-2’s and 1099’s.
2. Copies of the three (3) most current pay check stubs for each family member employed who is 18
years of age or older.
3. Proof of Pension, Social Security Benefits, Disability, Unemployment Compensation, Welfare, AFDC.
4. Proof of child support/alimony.
5. Recent statements for all bank accounts, brokerage accounts, investments, etc. at least 2 months
6. Originals of Verification of Employment forms for all household members who are 18 years of age
or older completed and signed by all employers.
7. Proof of any other income.
Any misrepresentation of information for the purpose of obtaining a low or moderate-income unit is a
violation of N.J.S.A. 2C:28-1 –et.seq. And subject to the fines and penalties as permitted under
ordinance 1987-36.
I hereby certify that the information provided herein is true and complete and that any
misrepresentation of income or household size reported herein shall be cause for program
disqualification. I also understand that this information is to be used only for determining my eligibility
for a purchase or rental low or moderate-income housing in Mount Laurel Township in accordance with
the restrictions and controls governing affordable housing. I further understand that pre-qualification
does not guarantee me a housing unit under this program. I understand that a credit check and/or
ability to obtain a mortgage will be necessary when a unit for which I qualify become available.
I further certify that the attached copies of the above described documents are true and accurate copies
of the originals of such copies and do represent copies of the documents being requested.
Return the completed application to: Mount Laurel Township, Trish Hochreiter, 100 Mount Laurel
Road, Mount Laurel, NJ 08054 or by email to mlhousing@mountlaurel.com
ANY PERSONS WHO ARE 18 YEARS OF AGE OR OLDER INCLUDED ON THIS APPLICATION MUST SIGN
BELOW AS WELL. ALL SIGNATURES MUST BE NOTARIZED BY A NOTARY PUBLIC (SHOWING PROOF
WITH
ID)
Signed this__________________day of_______________________, 20_______.
_____________________________________ _______________________________________
Applicant Applicant
Sworn and subscribed before me, This______________ day of ____________,20_________
Notary Public
Signature___________________________________________________________________
Existing Locations for affordable units in Mount Laurel:
Laurel Creek Condominiums
Stone Gate Condominiums
Stone Mill Estates
Court of Brookfield
Rancocas Pointe
Renaissance Club (Ark Road) (Age Restricted)
The Neil (Fellowship Road)
VOADV (Centertown Road)
Birchfield (Condo’s)
The Gables (Marne Highway)
Laurel Green Apartments (Ark Road)
Briggs & Union Mill Road Apartments
Haddon Point/Mason Creek Flats (Route 38/Fostertown Road) Age Restricted
Developers or a management company may handle these future locations. That information will not
be available until the units are built and ready to occupy.
Future Locations: Rentals in Mount Laurel
Fairshare Housing (Senior Apartments) (Hov Tech Blvd)
When you are certified under the affordable program this does not guarantee an individual a unit, you
may find you could be on the list for many years and/or never called. You may be certified as a
low/moderate income applicant, however all units whether low or moderate may not be affordable
to everyone, as they are all are priced differently depending on the date of purchase by current
owner, purchase price at that time and if there were any increases approved by the State. If we are
informed that someone wants to sell their affordable unit, we will go through our list depending on
the classification (low or moderate) of the unit and gather a list of applicants whose income and
family size match the unit that is available and they will be contacted only.
If it is a low-income unit and you are certified as a low-income applicant, you may or may not be
contacted, it depends on whether your income is enough to afford to purchase or rent the unit. This
program is not a guarantee for a unit to become available for everyone to rent or purchase, it is based
on what units become available and whether a person can afford that particular unit.
PLEASE NOTE: if you are contacted about a purchase unit, you must have 5% of your own monies for
down payment and closing costs. The Township does not have grant programs; this can be applied
through the County or contact the NJ Mortgage and Finance Agency for any grants available for you.
The applicant will be responsible for obtaining a mortgage commitment for Purchase Units and for
Rental Units the applicant will be required through the property owner of the unit and a credit
check/background check will be done. You will be required to have the appropriate funds for security
deposit and 1
st
month rent. You can reach out to Burlington County for rental assistance by calling the
county office at 609-518-4839.
Certified applicants on the waiting list will be contacted at least annually to update their file with current
information and to verify whether they are still eligible to remain on the waiting list. The Affordable
Housing Administrative Agent will notify the certified applicants in writing and send at least three (3)
notices requesting updated documentation. Certified applicants that do not respond after the third
notice will be removed from the waiting list.
Once a certified applicant is removed from the list, and contact is made with the Township expressing
interest in remaining on the waiting list for affordable housing. The applicant will be required to submit
a new application, and if still eligible, their file will be based on the new certification date.
For more information, you can check out the following websites for information on the affordable
program in NJ
https://www.njhousing.gov/dca/hmfa/about/has/ - NJ Mortgage and Finance Agency
https://nj.gov/dca/divisions/lps/hss/admin_files/uhac/2006uhacmanual.pdf - UHAC Manual
Malikah Morris, Director of Burlington County Housing Hub 609-265-5185 –
[email protected]rlington.nj.us
If you require immediate housing or financial assistance, please contact the following
agencies:
Burlington County Social Services – 609-261-1000 – http://www.bcbss.org
Burlington County Housing Authority – 609-386-0246 –
http://www.burlingtonha.com
Please return just the 5-page application all other information is yours to keep. The application and
your documentation can be emailed to mlhousing@mountlaurel.com or regular mail at:
Trish Hochreiter, Affordable Housing Administrator
Mount Laurel Township
750 Centerton Road – 3
rd
floor
Mount Laurel, NJ 08054